Whitley Newsletters & Media

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To help keep you informed, we are providing articles which contain important insurance & financial information and risk management advice. Should you wish to discuss any of the topics in more detail, please contact our office.

Business Interrupted? Now What?

Let’s say you own a restaurant and suffer a fire loss. You are forced to close for two months to make repairs and then you find it takes another two months before your business returns to its normal level. How can you protect your property and your business? In this situation, your property policy pays [...]

WHY CHOOSE TO DO BUSINESS WITH AN INDEPENDENT INSURANCE BROKER?

THIS IS A GOOD QUESTION AND ONE THAT DESERVES AN EASY STRAIGHTFORWARD ANSWER. THE CHART BELOW PROVIDES A GOOD COMPARISON SUMMARY OF THE DIFFERENCES BETWEEN A BROKER AND AN AGENT. BROKER AGENT Works on behalf of the client Works for the insurance company Advocates for the rights of the client Advocates for the rights [...]

DIRECTORS’ & OFFICERS’ COVERAGE – VOLUNTARY BOARDS

WHETHER YOU ARE ON THE BOARD OF DIRECTORS OF A MULTI-NATIONAL COMPANY OR YOUR LOCAL LITTLE LEAGUE ASSOCIATION, BY LAW, YOU ARE SUBJECT TO THE SAME RESPONSIBILITIES AND LIABILITIES. Should you be wishing to accept a position on a board as a volunteer, it is prudent that you take the time to do your due [...]

Avoiding Freeze-Ups and Malfunctions of Automatic Fire Sprinkler Systems

An automatic fire sprinkler system is one of the most important safety features in a building. By controlling a fire in its earliest stages, a sprinkler system can limit the spread of damage to a relatively small area, minimize disruption to operations and, most importantly, save lives. Moreover, sprinklers cause much less water damage than [...]

Tips for driving in the USA

If you plan on driving in the United States, whether in a rental car or your own, there are certain steps you can take to make sure you’re trip is safe and enjoyable. First, make sure you have a valid Passport or WHTI-compliant identificationlike an enhanced driver’s license (EDL) or NEXUS card. Since June 2009, [...]

Business interrupted? Now what?

Choosing the right insurance… it’s easier than you think!

Choice is important to all consumers. We know you have many options when it comes to buying insurance. However, if you want independent, unbiased, uninfluenced, personalized advice, there is only one choice. And that choice is an independent insurance broker. Independent insurance brokers work for you – not for a call centre, an insurance company [...]

You’ve had an auto accident – Now what?

You hear a horn, feel a bump and next thing you know, you hear the sound of crumpling metal. With all this going on around you, you’re thoughts race. You make sure everyone is okay, and then all is quiet. You think to yourself…”What do I do next? Who do I contact? Where do I [...]

Why would you insure your home for more than you paid for it?

Insist on Guaranteed Replacement Cost coverage and always ‘Insure to Value’ Many people mistakenly believe the amount they paid for their home is the same as its replacement cost. Unfortunately this is not always true. Depending on where you live, the cost to rebuilda total loss home can be significantly more thanits market value. Some [...]

Choosing the right contractor and protecting your investment

Whether you’re adding a new room or two, replacing an out-dated kitchen or re-shingling the roof, home improvements can be challenging.While some homeowners may have the time and skills to do the work themselves, most people will save time and money by hiring a professional. Finding the right contractor is veryimportant. Choose wrongly, and your [...]